Read our full analysis for a more in-depth look at these trends.
2026 Workplace Benefits Report
This year’s study finds that workers’ financial well-being hit a three-year high, even as cost-of-living pressures persist.
July 2026
Key takeaways
- Financial well-being is rebounding, signaling real progress for workers. With employee financial wellness hitting a three-year high, respondents note that confidence is improving and more workers are feeling on track for retirement and optimistic about their financial future.
- However, that progress is tempered by persistent economic pressure and a disconnect with employers. Even as workers gain ground, cost-of-living pressures, inflation and broader economic uncertainty remain top stressors – and many employers continue to overestimate how financially secure their workforce truly feels.
- As a result, workplace benefits are becoming a critical lever for stability, retention and long-term financial success. Employees are increasingly looking to employers for support, and organizations that deliver strong financial wellness benefits are seeing gains in engagement, productivity and talent retention.
Additional Materials:
Get the latest from Bank of America
Institute delivered right to your inbox.