2026 Workplace Benefits Report

This year’s study finds that workers’ financial well-being hit a three-year high, even as cost-of-living pressures persist.

July 2026

Key takeaways

  • Financial well-being is rebounding, signaling real progress for workers. With employee financial wellness hitting a three-year high, respondents note that confidence is improving and more workers are feeling on track for retirement and optimistic about their financial future.
  • However, that progress is tempered by persistent economic pressure and a disconnect with employers. Even as workers gain ground, cost-of-living pressures, inflation and broader economic uncertainty remain top stressors – and many employers continue to overestimate how financially secure their workforce truly feels.
  • As a result, workplace benefits are becoming a critical lever for stability, retention and long-term financial success. Employees are increasingly looking to employers for support, and organizations that deliver strong financial wellness benefits are seeing gains in engagement, productivity and talent retention.

Read our full analysis for a more in-depth look at these trends.

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