About Bank of America Institute

We analyze the bank’s proprietary data to develop a deep understanding in near real time of consumer behavior and the economy. Our findings are followed by government and corporate leaders, small business owners and investors.

Our unique perspective


Our network of trusted partners and expert knowledge of global financial transactions form an unparalleled data set. From this, our Institute team uncovers insights and trends that help people and leaders of today make better decisions, inspiring new visions of how business and society move forward.

69MillionConsumer and small
business clients


$1.27TrillionConsumer and wealth
management deposits in 2023


$4.1TrillionTotal payments in 2023


57MillionVerified digital users


Our key topics

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Data-driven trends in consumer behavior that are shaping local and global economies

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How environmental and social initiatives affect businesses, communities and society

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Forward-looking strategies in technology, cybersecurity and other areas redefining business

Primary contributors

Our contributors start with data, then bring it to life by looking at what else is happening in the economy and society. The findings uncovered through this approach are making publications like Consumer Checkpoint required reading.

Liz Everett Krisberg

Liz Everett Krisberg

Liz is head of Bank of America Institute. With over two decades of experience at Bank of America, she previously held leadership roles within BofA Global Research and was head of Institutional Fixed Income Middle Market Sales. She has a bachelor’s degree from Cornell University and an MBA from The Wharton School.

David Tinsley

David Tinsley

David is the senior economist at the Institute where he uses Bank of America’s breadth of data to provide unique insights into the U.S. economy. Previously, he developed scenarios used by the bank in stress testing. David graduated from University of Cambridge, where he studied economics.

Vanessa Cook

Vanessa Cook

Vanessa is the content strategist for Bank of America Institute, managing the Institute’s editorial agenda, as well as lead contributor elevating content from across the bank. Prior to joining the bank in 2019, she led her own public relations firm. She graduated from the University of Missouri School of Journalism.

Joe Wadford

Joe Wadford

Joe is an economist at Bank of America Institute. He joined the bank in 2019 as a quantitative analyst, leveraging internal data to deliver real-time insights into industry and economic risks. He has an MBA from UNC Charlotte where he studied economics and business analytics.

Taylor Bowley

Taylor Bowley

Taylor is an economist at Bank of America Institute. She joined the bank in 2019 and has a bachelor's degree in economics and political science from the University of North Carolina-Chapel Hill.


Media Relations for Bank of America Institute

Melissa Anchan


For general inquiries

contact Bank of America Institute


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