About Bank of America Institute

We analyze the bank’s proprietary data to develop a deep understanding in near real time of consumer behavior and the economy. Our findings are followed by government and corporate leaders, small business owners and investors.

Our unique perspective


Our network of trusted partners and expert knowledge of global financial transactions form an unparalleled data set. From this, our Institute team uncovers insights and trends that help people and leaders of today make better decisions, inspiring new visions of how business and society move forward.

68MillionConsumer and small
business clients


$1.4TrillionConsumer and wealth
management deposits in 2022


$4.2TrillionTotal payments in 2022


Our key topics

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Data-driven trends in consumer behavior that are shaping local and global economies

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How environmental and social initiatives affect businesses, communities and society

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Forward-looking strategies in technology, cybersecurity and other areas redefining business

Primary contributors

Our contributors start with data, then bring it to life by looking at what else is happening in the economy and society. The findings uncovered through this approach are making publications like Consumer Checkpoint required reading.

Liz Everett Krisberg

Liz Everett Krisberg

Liz is head of Bank of America Institute. Previously, she was head of Global Corporate Access at BofA Global Research. She has a bachelor’s degree from Cornell University and an MBA from The Wharton School.


David Tinsley

David Tinsley

David is the senior economist at the Institute. Previously, he developed scenarios used by the bank in stress testing. He graduated from Fitzwilliam College, University of Cambridge, where he studied economics.

Anna Zhou

Anna Zhou

Anna is an economist at the Institute. Prior to joining Bank of America in 2017, she earned a bachelor's degree from Cornell University and a master's from Columbia University, both in economics.

Taylor Bowley

Taylor Bowley

Taylor is an analyst at Bank of America Institute. She joined the bank in 2019 and has a bachelor's degree in economics and political science from the University of North Carolina-Chapel Hill.

Vanessa Cook

Vanessa Cook

Vanessa Cook is a vice president and content strategist for Bank of America Institute. Prior to joining in 2019, she led her own public relations firm. She graduated from the University of Missouri School of Journalism.


Media Relations for Bank of America Institute

Melissa Anchan


For general inquiries

contact Bank of America Institute