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Consumer Checkpoint
Consumer Checkpoint aims to provide a holistic and real-time look at U.S. consumers' spending and financial well-being. A regular publication of Bank of America Institute, it leverages the depth and breadth of the bank's proprietary data to produce original perspectives.

october 2025
Consumer Checkpoint: The tale of two wallets
Consumer spending has risen, but the gap between lower- and higher-income households remains pronounced.
Consumer Checkpoint archive
Review our analyses from prior months.
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